How Long Do You Have to File a Car Accident Claim in Norfolk, VA?

In Norfolk, VA, you generally have two years from the date of the car accident to file a personal injury claim. This legal deadline is known as the statute of limitations, and missing it can prevent you from recovering compensation. A Norfolk car accident lawyer can help ensure your claim is filed on time.

This infographic explains the statute of limitations for car accident claims in Norfolk, Virginia, including filing deadlines, exceptions, and why acting quickly is critical.

What Is the Statute of Limitations for Car Accidents in Virginia?

Virginia law sets strict deadlines for filing claims.

For most car accident cases:

• Personal injury claims: 2 years from the accident date
• Property damage claims: 5 years from the accident date

These deadlines apply to cases filed in court—not just insurance claims.

When Does the Clock Start After a Norfolk Car Accident?

The statute of limitations typically begins:

• On the date the accident occurred

However, in some cases, it may begin later if:

• Injuries were not immediately discovered
• The injured person is a minor

These exceptions are limited and must be evaluated carefully.

What Happens If You Miss the Filing Deadline?

If you miss the statute of limitations:

• Your case may be dismissed
• You may lose your right to compensation
• Insurance companies are less likely to negotiate

Courts strictly enforce these deadlines in Virginia.

Are There Exceptions to the 2-Year Rule?

Yes, but they are limited.

Delayed Discovery of Injuries

If injuries are not immediately known, the timeline may begin when they are discovered.

Minors

If the injured person is under 18:

• The deadline may be extended until adulthood

Government Claims

If your claim involves a government entity:

• Shorter notice deadlines may apply
• Special procedures are required

These cases are more complex.

Do Insurance Claims Have the Same Deadline?

No. Insurance claims have different timelines.

You should:

• Report the accident as soon as possible
• Follow your policy’s reporting requirements

Delays can affect your ability to recover compensation.

Why You Should Not Wait to File a Claim

Waiting can hurt your case.

Delays may lead to:

• Lost or weakened evidence
• Faded witness memory
• Insurance disputes
• Lower settlement offers

Acting early helps protect your claim.

How Long Does It Take to File a Lawsuit?

Filing a lawsuit can be done quickly, but preparation takes time.

Before filing:

• Evidence must be gathered
• Medical treatment may need to be completed
• Claim value must be assessed

Starting early ensures you meet deadlines.

What If You Are Still Receiving Medical Treatment?

You can still file a claim while receiving treatment.

In many cases:

• Claims are filed after treatment is complete
• But before the statute of limitations expires

Timing is important to avoid losing your rights.

How Does Virginia’s Contributory Negligence Law Affect Deadlines?

While contributory negligence does not change the deadline, it increases risk.

Insurance companies may:

• Delay claims
• Dispute fault

Waiting too long gives them an advantage, especially in complex cases such as truck accidents.

What Types of Claims Are Affected by the Deadline?

The statute of limitations applies to:

• Car accident injury claims
• Wrongful death claims
• Property damage claims

Each has specific rules and timelines.

Can You Extend the Deadline for Filing?

In most cases, no.

Extensions are rare and depend on:

• Legal exceptions
• Unique case circumstances

You should not rely on extensions.

How a Norfolk Car Accident Lawyer Helps Protect Your Deadline

A lawyer can:

• Track important deadlines
• File claims on time
• Preserve evidence
• Ensure legal compliance

Missing a deadline is one of the most common and costly mistakes in personal injury cases.

Speak With a Norfolk Car Accident Lawyer Before Time Runs Out

If you were injured in a Norfolk car accident, understanding your legal deadline is essential to protecting your rights.

A lawyer can help you:

• Determine your filing deadline
• Avoid costly delays
• Take action before time expires